What Are Some Products and Services Offered by Space Coast Credit Union?


Quick Answer

Space Coast Credit Union offers personal account products and services such as credit cards, auto loans, online banking and mortgage refinancing. Its business services include free business checking accounts, merchant services, payroll assistance and loans for company vehicles and equipment.

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Full Answer

Space Coast Credit Union offers a platinum credit card to individuals seeking to transfer a high-interest credit card balance to a card with a lower interest rate. Balance transfers are free and it comes with cash back rewards. People wishing to rebuild credit can choose its savings-secured card, which uses a savings account as collateral. A minimum savings account balance is required.

Students must open a savings account and have an adult co-signer to obtain the SCCU student credit card.

Account holders at Space Coast Credit Union receive member rewards, earning free and discounted products and services. Rewards are calculated in a way that provides benefits on several levels. The amount of rewards earned depends on the amount of money deposited, loan balance or monthly bank transactions. Members with the lowest balances are on the classic level, but can rise to select, premier, elite or diamond elite status. Standard features for SCCU credit cards include free online and mobile banking, fraud monitoring and account alerts.

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