Primerica is a legitimate life insurance company. The billion dollar company has received high ratings from A.M. Best. Apart from recognizing Primerica's high standards, Best also named the company one of the largest writers of term life insurance in the United States, servicing over 4.3 million lives in 2011 alone.
Primerica's millions of policies have a total value of over $675 billion. In 2012, the company paid out $1 billion dollars in death claims, paying 92 percent of them within 14 days. As a testament to its quality of service, A.M. Best gave Primerica an A+ or superior rating. Only 15 percent of life insurance companies have earned that rating.