Are Primerica Jobs a Scam?


Quick Answer

Documentation from Forbes and the New York Stock Exchange suggests that Primerica's business opportunity is not a scam. Primerica's website provides a page dedicated to important disclosures. The disclosure states that the offer to market Primerica products is a business opportunity. Primerica representatives are independent contractors, not employees.

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Full Answer

In Primerica's favor, Forbes includes Primerica on its 50 most trustworthy North American companies of 2015. Forbes looks at accounting and governance practices of more than 700 publicly-traded companies each year to formulate the list.

Numerous individuals have submitted complaints to Consumer Affairs calling Primerica a scam, a pyramid scheme and multi-level marketing scheme. The complaints generally cite Primerica's recruiting practices in which the company holds group interviews and a representative explains the $99 application fee. Several such complaints come from individuals who chose not to stay for the interview or sign up for the business opportunity.

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