Free sample budget spreadsheets are available online, as stated in the Huffington Post and Intuit's Mint. There are various kinds of spreadsheets that are meant for personal budgeting, home, college, daycare, student and more.Continue Reading
Budget andFinancial Snapshot, SimplePlanning Budget Planner, Zero-based Budgeting Template, Monthly Budget Template and Personal Budget Template are meant for keeping track of daily or monthly expenditure, as shown on the Huffington Post. These spreadsheets can be opened using Google Docs, OpenOffice or Excel. Daycare Budget Template, Student Budget Template, College Budget Template, Monthly Budget Template and others can be found on Intuit's Mint.
Prior to setting a budget, setting long-term or short-term financial objectives are vital, according to Bank of America. After goal setting, determining the net income becomes the first step to creating a personal or home budget. This is followed by planning expenditures, keeping track of spending and verifying the actual expenditure against the money spent.Learn more about Household Budgets