Prepaid cards branded as Visa, MasterCard or Discover cards are available for purchase without a Social Security number. These reloadable prepaid general spending cards are often sold at supermarkets, gas stations and convenience stores, as CreditCards.com explains.
While reloadable prepaid general spending cards look like traditional credit or debit cards, they are not linked to bank accounts, according to CreditCards.com. Some service sector employers distribute these cards to their workers in lieu of paychecks. The cards are intended for use by immigrants who may not be able to avail themselves of traditional banking services but still need a way to pay utility and other bills electronically. The cards also allow people without bank accounts to avoid using check cashing services that charge very high service fees.