Mutual of Wausau Insurance Corporation provides policies to home and farm owners. Policies for mobile homes are available in addition to umbrella policies. It does not insure automobiles, notes the company's website.
As of October 2015, Mutual of Wausau insurance products are available in 35 counties throughout northern and central Wisconsin. For farm owners, policies cover refrigerated food that spoils during power outages, damage to rental or non-owned occupied structures, and reimbursement up to $4,000 for contaminated farm milk, reports the company. Optional coverage is available for equipment problems.
Wausau homeowner policies, including those for mobile homeowners, provide coverage for buildings and fire department service calls. Optional coverage is available for sewer or drain backups, jewelry and guns, as indicated on the Wausau website. Personal or farm umbrella policies provide worldwide coverage for personal liability or injury. Automobile liability only is also covered through the umbrella policies.
Policy discounts offered by Wausau include those for new homes that are less than 20 years old and for homes owned by senior citizens 55 years old or older. A homeowner policy that is claim-free for five continuous years receives a discount, according to Wausau's website. Farm properties and homes that do not have mortgages or lien holders also receive discounts.