What Are Some Policies Offered by Auto-Owners Insurance Company?

Auto-Owners Insurance provides life, home, car and business insurance in 26 states, according to the company's website. Available coverage varies by state, and people can use the company's website to find appropriate coverage and local agents in their areas.

Auto-Owners Insurance provides basic and comprehensive car insurance coverage. Drivers can choose from a variety of bodily injury liability, collision, personal injury and under-insured motorist liability policies. The company also offers insurance coverage on all-terrain vehicles, classic cars, motor homes, recreational vehicles and motorcycles. Drivers can receive multiple vehicle, paid in full, safe driver, student or mature driver discounts, if qualified, according to Auto-Owners Insurance.

Auto-Owners Insurance home owners policies cover houses, condominiums, mobile homes, farms and rental properties. Renters can also purchase personal property insurance from the company. The company's website lists dwellings under construction, premium paid in full, new or renovated home, mature home owner and seasonal dwelling as discounts for qualified customers. Home owners can also receive discounts for installing safety devices such as smoke detectors and deadbolt locks. Optional coverage protects against damage caused by earthquakes or floods and food spoilage from power outages. Home owners can also add identity theft expense coverage to their policies, states Auto-Owners Insurance.