What plans does Blue Cross Blue Shield of Pennsylvania offer?


Quick Answer

Blue Cross of Pennsylvania offers health insurance plans such as Medicare, dental, vision, and individual and family insurance, according to Blue Cross of Northeastern Pennsylvania. Individual and family plans are distinguished as platinum, gold, silver and bronze plans. Other plans include catastrophe and multistate plans.

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Full Answer

Platinum plans provide the best coverage with the lowest deductible for services within the network. They have low or no copayments, states Blue Cross of Northeastern Pennsylvania. They are good for people who regularly need medication or have chronic conditions. They include myBlue Choice $250, myBlue Access $500 and myBlue Platinum $100. Gold plans cover regular visits to the doctor and drug prescriptions, while silver plans are designed for those who need medication on a generally average scale. Bronze plans fit those who do not make regular visits to the doctor.

Blue Cross offers Medicare plans in four parts: part A, B, C and D. Medicare is designed for people who are 65 years old and over, states Blue Cross of Northeastern Pennsylvania. The enrollment period is between the last three months before the insured's 65th birthday to three months after. Blue Cross offers supplementary plans such as BlueCare Security and FreedomBlue PPO to cover services such as wellness that Medicare does not cover.

The dental coverage under Blue Cross is provided by United Concordia Life and Health Insurance Company, while the vision plans are offered by HM Life Insurance Company, states Blue Cross of Northeastern Pennsylvania. Vision insurance covers services such as eye examinations, glasses and contacts.

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