Delta Dental of New York offers a preferred provider organization plan, a premier plan and DeltaCare USA, according to its website. The premier plan is the original plan offered by Delta, while the PPO offers a larger network. DeltaCare USA is a prepaid plan that requires a primary care dentist.
Delta Dental's website outlines the various plan offerings so that consumers can choose the plan which is right for them. The PPO plan allows members to choose any dentist without requiring preauthorization or referrals, and with more than 158,600 locations, it has the largest nationwide network of its kind, states Delta Dental. The premier plan has even more locations, and with both plans, members enjoy greater savings and discounts when they receive care from providers who are in-network. DeltaCare USA has set copayments, no annual deductibles and no plan maximums, and covered members choose a primary care dentist to provide most of their care.