Where Is the Best Place to Get a Free Credit Report Online?


Quick Answer

The best source for free online credit reports is AnnualCreditReport.com, according to the Consumer Finance Protection Bureau. AnnualCreditReport.com is the official site for obtaining free annual reports as authorized by federal law.

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Where Is the Best Place to Get a Free Credit Report Online?
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Full Answer

AnnualCreditReport.com provides consumers with credit reports from each of the three major credit bureaus, which are TransUnion, Experian and Equifax, once every 12 months. Consumer can choose to obtain copies of all three reports at once, or they can request them separately throughout the year.

AnnualCreditReport.com does not include credit scores with the reports; credit scores are available for purchase from the credit bureaus.

The Consumer Finance Protection Bureau recommends that consumers take care when considering offers of free credit reports from other websites. These sites may require a purchase in order to access the free report.

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