How Does a Person Qualify for Medi-Cal?


Quick Answer

To qualify for Medi-Cal, an applicant must be 65 years old and above, disabled, blind or under 21 years of age, according to the California Department of Health Care Service. Pregnant women also qualify for this plan.

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How Does a Person Qualify for Medi-Cal?
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Full Answer

Medi-Cal, which is the name given to Medicaid in California, aims at providing health care to low-income earners. Women who have been diagnosed with cancer, such as breast or cervical cancer, are also eligible, states CDHCS. A family qualifies if one of its members is under 21 years or only has one parent. It also qualifies if one parent is either disabled or unemployed. A person can receive Medi-Cal if he is eligible for CalWORKs such as Supplemental Security Income and or a state supplemental program. A person may also be eligible if he receives refugee cash assistance, in-home supportive service, foster care or is in the adoption assistance program.

An applicant must also be a Californian resident for at least five years before he is eligible. Citizens of the United States who are under the 138 percent poverty level are also eligible, explains CDHCS. A person can have up to $2,000 worth of assets and still qualify, while a couple can have up to $3,000 worth of assets. The state of California does not include a primary home, one vehicle, household goods and personal belonging as assets. Benefits such as life insurance worth $1,500 for every beneficiary, prepaid burial coverage and burial plots do not count under assets.

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