One of the perks of being a member of United Health Care is the money saved in out-of-pocket expenses such as deductibles, copayments and coinsurance when using the health care providers within its network. Other perks include the savings in money and time when using member resources, explains UHC.
The doctors, laboratories and health care facilities within UHC's network provide discounts to members, the company reports. To find a health care provider or facility, members can go to the UHC.com main page and click on Find a Doctor in the upper right corner. They can use the general directory, the health plan physician directory, the Medicaid physician directory or the Medicare physician directory to find participating physicians, dentists, hospitals, mental health clinics and other health care facilities. They can choose health care plans by accessing the plan finder on the UHC.com main page, entering an age and ZIP code, and clicking on Let's Get Started.
Among the available member resources is the myHealthcare Cost Estimator, which allows members to calculate their out-of-pocket expenses for treatments and procedures, advises UHC. Another resource is the Health4Me mobile phone app, which members can use to monitor family health information, find a nearby physician or check a claim status. The MyUHC.com program allows members to communicate with their doctors and keep track of and manage their benefits online. UHC also has a phone line with nurses on call 24 hours a day to address patient concerns.