How do you perform a home title search?


Quick Answer

To perform a home title search, look through government public record websites or through the local courthouse, tax assessor's office or title companies. Home ownership records are public. Title searches may also be available through a real estate agent, county recorder's office or an online multiple listing service.

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Full Answer

People conducting home ownership searches need to have the address and the name of the owner in order to successfully search the title. The owner's name may help the searcher find liens, property tax records and other debts filed against the property. A Realtor may have the ability to search the MLS listings for property history and purchase prices.

A home title search can help someone find any defects on the title. A defect is something that is attached to the property, such as the rights of another person to have access to that property, or if any liens are attached. A title search can also determine if there are back taxes on the property, open mortgages or mechanic liens. Errors or omissions in deeds, mistakes in examining records or forgery may also show up on a title search. Anyone buying or selling property or refinancing his mortgage may need to have a title search done.

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