How Do People Rate the Forethought Life Insurance Company?


Quick Answer

As of April 2015, customer ratings for the Forethought Life Insurance Company range from 1 star to 5 stars, according to Insurance Providers. One customer didn't find the company helpful in explaining its forms, while another customer is happy with the company's Medicare supplement plan.

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Full Answer

Forethought's life insurance received a total of five consumer complaints in the years 2012 and 2013, reports the Missouri Department of Insurance. In that same time period, the company has no complaints in the areas of long-term care insurance, health and Medicare supplement insurance. Forethought offers Preneed and TrustGuard insurance options, in addition to numerous annuities.

Forethought Preneed insurance covers funeral expenses and provides financial relief to individuals and families after the loss of loved ones, explains the company's website. Customers can also receive assistance with funeral planning by contacting a funeral professional associated with the Forethought network. Forethought TrustGuard coverage combines the benefits of comprehensive insurance with whole life insurance and covers funeral costs, provides limited asset protection and distributes funds to surviving family. Individuals can enroll in a Forethought annuity plan and receive benefits such as lifetime payments and protection from catastrophic financial hardship. The company has fixed and variable annuities that provide retirees with ongoing income.

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