A widow can receive between 71 1/2 to 100 percent of her deceased husband's Social Security benefit, depending on when she begins taking Social Security benefits, according to the Social Security Administration. A low-income, unremarried widow of a deceased veteran with wartime service might also be eligible for a Veterans Survivors Pension benefit. A widow is also generally eligible to receive at least 50 percent of her deceased husband's private pension from a qualified pension plan.Continue Reading
A widow can receive 100 percent of her deceased husband's Social Security benefit if she begins collecting it on or after her full retirement age. A widow who begins receiving Social Security from age 60 up to her full retirement age is entitled to a reduced benefit based on her age, ranging from 71 1/2 percent to 99 percent of her deceased husband's benefit. A disabled widow who is between the ages of 50 and 59 can receive 71 1/2 percent of her husband's benefit. A widow who is caring for a child under the age of 16 or a disabled child under the age of 18 is entitled to 75 percent of her husband's benefit.
A widow of a deceased veteran might be eligible for a Survivor's Pension if the veteran received an honorable discharge; served at least one day during a wartime period and enlisted on or before September 7, 1980 and served at least 90 days; or who enlisted after September 7, 1980 and served at least 24 months. The amount of the pension is determined by Congress and based on family income.
Unless a widow signed a statement giving up her right to her husband's benefit from a private pension plan, she is most likely eligible for at least 50 percent of her deceased husband's benefit under the Employee
Retirement Income Security Act, or ERISA.Learn more about Financial Planning