Penn National Insurance offers several types of automobile insurance, including bodily injury liability, property damage liability, collision and comprehensive policies, notes the company. Penn National also offers auto insurance policies that provide coverage above other policies, such as those that cover towing, labor or replacement costs.
Penn National Insurance offers bodily injury liability auto insurance to help cover the cost of injuries to other parties in accidents caused by policyholders, explains the company. Policyholders purchase Penn National property damage liability auto insurance to help cover the costs of damage to property or vehicles after accidents. Penn National collision insurance pays for repairs to policyholders' cars after accidents, regardless of who was at fault, while the company's comprehensive auto insurance covers damage to vehicles caused by incidents such as storms, floods and collisions with animals.