Payday loans do offer emergency money for rent; they can be used for any purpose. It is not necessary to give the lender a reason for needing money when applying for the loan.
All that is typically needed to apply for a payday loan is an open checking account and a job or other income. Payday loan companies do not run credit checks.
Payday loans need to be paid back in two weeks on average, and interest rates range from 380 to 780 percent annually. This makes them more expensive than credit card cash advances paid back within the same time frame.