To pay a Wal-Mart credit card bill in any Wal-Mart store, customers should go to the customer service counter with either their billing statement or credit card to make a payment. In-store payments post in 24 to 48 hours.
Wal-Mart offers many other ways to make a credit card payment. Customers can pay via regular mail, by making an e-payment or by phone. When paying by phone, please note that there is a fee involved.
Most customers prefer making a credit card payment using an e-payment. E-payments withdraw the money from a checking account and this method allows a customer to choose how much he pays, from the current minimum due to the entire balance.