JCPenney bills can be paid online at the JCPenney Online Credit Center. Click on the words "click here" to log in to the JCPenney Credit Card account.
The Online Credit Center asks you to enter your user ID. Click on the Pay My Bill link. Enter your checking account information, the amount of the bill you would like to pay and the date when you would like to have the bill payment withdrawn from your account. Payments processed through the JCPenney Online Credit Center can take up to three days to be withdrawn from your bank account and are applied on the designated payment date.