What are PacifiCare health plans?


Quick Answer

The available PacifiCare health plans are PacifiCare Signature Value HMO, PacifiCare Signature POS, PacifiCare SignatureElite and PacifiCare Signature Freedom as of 2015. The PacifiCare Signature Value HMO focuses on both prevention and offers members a network of 47,000 physicians and 220 hospitals. The plan requires paying a small copayment offers highly predictable, low-cost out-of-pocket fees, notes HealthPlanOne.com.

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Full Answer

The PacifiCare Signature POS health plan also offers members access to 47,000 physicians and 220 hospitals as of 2015. This plan combines parts of both a heath maintenance organization and a point-of-service plan to create a more flexible experience. Members are also allowed to choose physicians that are both in and out of network, states HealthPlanOne.com.

The PacifiCare SignatureElite and PacifiCare Signature Freedom health plans both offer a network of 68,000 physicians and 330 hospitals as of 2015. The PacifiCare SignatureElite plan is a preferred provider option available to employer groups that have at least 51 employees. The PacifiCare Signature Freedom plan is a self-directed health plan that is PPO based and has an annual rewards system known as a self-directed account.

Members can use their reward accounts to access preventative health services such as office visits, exams and screenings. Money that is not used from the self-directed account for the year is rolled over to the next year.

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