How Do You Open a KeyBank Checking Account?

To open a checking account with KeyBank, visit the bank's website at Click on the Checking, Savings and CDs tab. Choose the type of checking account you want to open, and click on the Open Now button.

KeyBank offers multiple checking account options, each with different features, according to the financial institution's website. The KeyBank Hassle-Free checking account offers a debit card without a monthly fee, as well as online banking. There are no paper checks with this account. A minor is eligible to receive a debit card for this account with permission from the adult account holder. With a Key Express Checking account, customers receive a debit card and free, unlimited usage of KeyBank ATMs. This account does not require a minimum balance.

A Key Coverage checking account provides reduced overdraft fees by waiving the first two overdraft fees or returned item fees per monthly statement, reports KeyBank. As of 2015, the bank does not charge an overdraft fee to an account overdrawn by $10 or less. A Key Student checking account is an account for students who are at least 16 years of age. This account does not require a minimum balance, and Key Bank does not charge this account fees for using another bank's ATM.

The Key Advantage, Privilege and Privilege Select accounts are all interest-bearing checking accounts. With the Advantage and Privilege accounts, KeyBank reimburses ATM fees up to $6. A Privilege Select account offers unlimited reimbursement of ATM fees, explains KeyBank. The Privilege and Privilege Select accounts also feature free membership in KeyBank's Relationship Rewards program.