It is possible to open a Health Savings Account through Optum Bank by visiting the company website and choosing the Enroll Now option. This takes you to the enrollment application, which gives eligibility requirements and instructions for signing up online, explains Optum Bank.
If your employer offers a Health Savings Account, or HSA, you can also apply through your employer. Optum Bank employees provide assistance to those who request it, by calling the customer service telephone number 888-306-1324, as of 2015. Another option is to visit the full-service office location in Salt Lake City, Utah. For additional inquiries and questions about eligibility, contact the bank through email at email@example.com. The online application process should take about 10 minutes, according to the Optum Bank website.
There are a few eligibility requirements for Health Savings Accounts, explains Optum Bank. If you are not applying through an employer, be prepared to provide a valid email address and insurance information. You must be enrolled in a high-deductible health plan, and your health care coverage cannot exceed IRS imposed limits. In addition, you cannot be enrolled in Medicare. If someone else claims you as a dependent on his tax return, you are not eligible for a Health Savings Account.