Open enrollment is a limited time period each year when individuals can enroll in a new health insurance plan or change existing insurance coverage, according to Blue Cross Blue Shield. If an individual misses the open enrollment deadline, he must wait until the following year to enroll or make changes.
If an individual misses the open enrollment deadline, he may not obtain new health care coverage or change coverage until the next open enrollment period unless he qualifies for a special enrollment due to life events such as marriage or birth of a child, advises Blue Cross Blue Shield. If the individual has health insurance through his employer, the employer should notify him of the dates of open enrollment. If an individual obtains insurance through the health marketplace, he may contact his local Blue Cross Blue Shield company for information regarding open enrollment dates for the year.