How Do You Open an Account at the Philadelphia Federal Credit Union?

To open an account at the Philadelphia Federal Credit Union, either use the online application, call the toll-free number on the company website or do it in person at a branch location, states PFCU. There is a branch locator tool on the PFCU website. Additionally, the company offers a chat function for questions about the application.

To open an account with PFCU, you must be at least 18 years old and possess a valid U.S. address and Social Security number. For the online application, PFCU requires the uploading or faxing of a U.S. passport or driver's license as identification. Other requirements for an account include providing personal information such as your date of birth and former mailing addresses, according to PFCU. Both parties in a joint account must submit their information.

As of 2015, an initial $5.00 membership deposit must be made when you open your account. Additionally, there is a seven-day hold on all new account funds, reports PFCU. The credit union receives the transfer of your opening deposit for the account on the third business day after you complete your application. PFCU mails new customers randomly generated PINs. After receiving your ATM card, it is possible to change the PIN by visiting a branch location. Debit cards and checks are typically received within five to seven business days.