How Do You Do a Free Online Search for Unclaimed Life Insurance Money?


Quick Answer

Individuals are able to conduct a free online search for unclaimed life insurance money by using the MissingMoney.com search engine, managed by the National Association of Unclaimed Property Administrators. Alternatively, they can search unclaimed-property offices state by state using the interactive map at Unclaimed.org, the official NAUPA website.

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Full Answer

When life insurance policies remain unclaimed for one year or more as determined by state law, insurance companies are legally obliged to turn the accounts over to the state unclaimed-property office corresponding to the last known address of the policy owner. State officials attempt to locate the owners through accessing public data, filing notices on websites and holding awareness events. Another method of locating owners is the MissingMoney.com search engine, where those attempting to locate lost policies and other unclaimed money can enter a person's first name, last name and state of residence and search all participating state unclaimed-property databases at once.

Because not all states participate in MissingMoney.com, NAUPA also has an interactive map on its website that allows searchers to access individual state unclaimed-property offices. A searcher clicking on a specific state receives the mailing address, phone number, fax number, email address and website link to the state's unclaimed-property office and search engine.

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