Consumers can access their credit scores once a year through AnnualCreditReport.com. Credit Karma also offers a free service that estimates credit scores, according to its website. Credit Karma also provides additional tools for tracking credit scores and managing financial health.Continue Reading
The Federal Credit Reporting Act made it a requirement that the three national credit reporting agencies provide consumers with access to their credit reports once a year, according to the Federal Trade Commission. Consumers can get these once a year reports through AnnualCreditReport.com or by phone or through the mail.
To get a credit report by phone call, 1-877-322-8228. The mailing address to request a free report is Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348.Learn more about Credit & Lending