What Are Some Online Resources for Accessing Credit Scores?


Quick Answer

Consumers can access their credit scores once a year through AnnualCreditReport.com. Credit Karma also offers a free service that estimates credit scores, according to its website. Credit Karma also provides additional tools for tracking credit scores and managing financial health.

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Full Answer

The Federal Credit Reporting Act made it a requirement that the three national credit reporting agencies provide consumers with access to their credit reports once a year, according to the Federal Trade Commission. Consumers can get these once a year reports through AnnualCreditReport.com or by phone or through the mail.

To get a credit report by phone call, 1-877-322-8228. The mailing address to request a free report is Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348.

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