As of 2016, many checking accounts such as Ally Bank interest checking, Capital One 360 checking and MyCBB accounts have no monthly maintenance fees. Some of them also have no ATM fees or overdraft fees.
According to NerdWallet.com, some additional checking accounts that have no monthly maintenance fees include Simple Mobile Banking, American Express Bluebird, Schwab Bank High Yield Investor checking and USAA Federal Savings Bank free checking. Banks such as MyCBB, Fidelity, Capital One and Schwab have checking accounts with either no ATM fees or reimbursed fees.
Some banks have additional specialty transaction areas where there are low or no fees on checking accounts. Capital One 360, for example, has no overdraft or foreign transaction fees, but it charges a fee to place a stop payment. Simple Mobile Banking has no fees on overdrafts or stop payments, but it does have a small fee on debit card replacements.