Online banks offer debit cards with checking accounts as part of their services. Banks that function as an online institution include a debit card free of charge when an individual signs up, as stated by Ally Bank.
A debit card is the main way individuals with an online bank account can complete transactions and access money. Ally Bank and other online banking institutions mail a new customer's card once the application is complete and a deposit is made, as claimed by M & T bank. The card usually arrives in 7 to 10 business days and can be activated by phone.