How do you get a free online bank account?


Quick Answer

Get a free online banking account by signing up with Simple, Capital One 360 or Nationwide. All these online banking services feature no monthly maintenance fees and few service fees.

Continue Reading

Full Answer

Simple is a younger online banking service that distinguishes itself through its lack of fees. The company has no sign-up costs, no monthly maintenance fees, no minimum balance requirement and no overdraft fees. Simple also offers no ATM fees as long as customers use one of the tens of thousands of Allpoint ATMs located around the country. Simple emphasizes mobile baking, allowing users to pay bills, deposit checks and check their accounts from their phones.

Capitol Oneメs 360 checking account charges no monthly maintenance fees and almost no service fees, with the exception of stop payment fees. The service even allows customers to use their cards internationally without incurring foreign transaction fees. Capitol One 360 checking also offers a 0.20 percent interest rate on amounts of up to $50,000 and a mobile app that can scan checks.

Auto insurance company Nationwide also offers competitive online checking services with very few fees. Users who sign up for direct deposit and use their debit cards at least eight times per month avoid incurring any monthly maintenance fees. Nationwide offers free ATM withdrawals from any company ATM along with over 76,000 partner ATMs around the United States.

Learn more about Personal Banking

Related Questions