What Is an Online Auto Insurance Company?

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Online auto insurance companies offer direct automobile coverage over the Internet, according to About.com. As of 2015, notable online insurance companies include Geico, Progressive and Esurance.

Online auto insurance companies typically offer some advantages over traditional personal insurance agents, such as faster quotes, price comparisons and potential savings, explains About.com. Though an online auto insurance provider may lack a personal touch, users can log on and fill out their own information forms to receive a quote quickly. Potential online customers can also receive several competing quotes within a brief period of time to compare and choose the best coverage, whereas traditional providers generally take a person's personal information and return a quote via phone at a later time. Since online insurance companies do not pay commissions to agents, the savings are often passed down to the consumer.