What Is One Main Finance?


Quick Answer

OneMain Financial is a personal loan company that offers both secured and unsecured loans in amounts from $300 to $15,000 as of 2015. Maximum loan limits vary by state.

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Full Answer

If a loan receives approval by noon, the company may disburse the funds on the same day. OneMain Financial also advertises fixed rates for the life of the loan, a risk-free 14-day guarantee, no prepayment penalties and a simple application process. OneMain Financial accepts payments at branches, online or by phone. Unsecured personal loans do not require any collateral. It is possible to get a lower rate by getting a secured personal loan and providing a vehicle as collateral.

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