How Old Do You Have to Be to Own a Debit Card?


Quick Answer

Capital One explains that anyone under 17 is typically given an ATM card, while those over 17 receive debit cards. The Branch Banking and Trust Company (BB&T) notes that it offers prepaid debit cards to teens who can't yet get a debit card; other banks may have different policies

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How Old Do You Have to Be to Own a Debit Card?
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Full Answer

According to BB&T, a teen can build his banking history by using a prepaid debit card until he is able to start a checking account of his own, which is necessary to have a debit card. While regular debit cards are generally not offered to those under the age of 18, prepaid cards allow a person to gain experience using financial products and building a responsible financial track record.

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