TreasuryDirect requires individuals to be 18 years or older to create an account for the purpose of purchasing savings bonds. TreasuryDirect allows children under 18 to use an account linked with a parent or guardian in order to receive gifted savings bonds.
TreasuryDirect allows its users to purchase treasury securities, such as T-bills and savings bonds, directly from the United States government. The website features the ability to deposit and withdraw funds from personal bank accounts, as well as the ability to automatically repurchase securities as a user's existing items mature.
As of 2013, TreasuryDirect is the only financial services website that allows users to buy and redeem securities directly from the U.S. Department of the Treasury in an electronic format.