To obtain a Discover credit card, complete the application form on the Discover website for one of three credit cards the service offers, states Discover. There is no such thing as a Discover Visa credit card as Discover and Visa are two separate financial service companies.
Discover offers the Discover it Cash Back, Discover it Miles and Discover it Student credit cards, according to its website. The Discover it Cash Back credit card is the financial service's most popular card. It offers 5 percent cash back on a variety of different purchases in categories that are subject to change every quarter. Cardholders also earn 1 percent cash back on every purchase they make. Cash back can be in the form of cash, gift cards or in the form of rewards redeemed at merchants such as Amazon.
The Discover it Miles credit card rewards cardholders with an unlimited number of miles rather than cash back on every purchase they make, and the Discover it Student card is another cash back card with a cash back rate of 2 percent on purchases made at restaurants and gas stations, explains Discover. All three cards come with the ability for cardholders to freeze their accounts with the click of a button using the Discover mobile application for a lost or stolen card.