Quizzle is a website offering consumers free Vantage 3.0 credit scores, explains the Doctor of Credit. Quizzle does not require its customers to enter their credit card information to obtain free credit scores. Instead, a user creates an account by filling out an About You page that asks for basic information, including income, street address, birthdate and marital status, according to Quizzle.
Once the About You page is complete, consumers receive their free Equifax credit report and Vantage 3.0 credit score, explains Quizzle. The Vantage 3.0 score provided by Quizzle is usually 50 basis points lower than a consumer’s actual FICO score.
Quizzle allows its customers to request their free credit reports from Equifax every six months, notes the company’s website. Customers who update their credit reports with Quizzle receive new Vantage credit scores every six months. If a customer wants to receive an updated score and report more frequently than every six months, he must upgrade to Quizzle’s paid service. The website provides consumers with credit analysis tools that include pie charts showing which areas of the credit report have the greatest impact on credit scores and how consumers can improve their credit scores. As of 2015, Quizzle’s paid service includes credit monitoring that updates consumers when major changes occurred in their credit scores and tools to prevent identity theft.