The North Carolina Commissioner of Insurance oversees the North Carolina Department of Insurance, which regulates the insurance industry, licenses insurance professionals, educates consumers about insurance and addresses consumer complaints, according to the department. The commissioner secures and maintains insurance coverage for every facility the state owns, licenses bail bondsmen, supervises collection agencies and motor clubs, and interprets and proposes state building codes. The department's health insurance information program for seniors answers their Medicare and Medicaid questions.
North Carolina's insurance commissioner supervises about 400 employees in 20 divisions of the state's insurance department, which includes the Office of State Fire Marshal, explains the North Carolina Department of Insurance. As the State Fire Marshal, the insurance commissioner provides state residents with information about child and family safety, fire protection, and natural disaster preparation. Law enforcement officers staff the department's Investigations Division, which combats criminal and fraudulent conduct.
As of 2015, Wayne Goodwin is the North Carolina Insurance Commissioner and State Fire Marshal, notes the North Carolina Department of Insurance. The position is a statewide elective office that Commissioner Goodwin has held since 2008. The North Carolina General Assembly created the North Carolina Department of Insurance in 1899, in response to requests from insurance agents for oversight devoted to their industry. Based in Raleigh, the department also serves the state through regional offices in New Bern and Asheville.