Do You Need Car Insurance in Australia?


Quick Answer

There is a compulsory requirement for car insurance in Australia. Various levels of car insurance coverage are available in the country, but drivers need at least compulsory third-party insurance, which is the lowest acceptable level.

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Do You Need Car Insurance in Australia?
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Full Answer

Compulsory third-party insurance must be paid along with vehicle registration. This level of insurance only covers the cost of personal injury to other people when the driver is at fault. Third-party property damage insurance covers damage done to the vehicle or personal property of others. Third-party property damage, fire and theft insurance adds coverage of fire damage and replacement of stolen vehicles to standard third-party property damage coverage. Drivers in Australia get the most financial protection with full coverage motor vehicle insurance.

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