What do you need to apply for a Visa credit card?


Quick Answer

Applicants need to provide their personal information and make an initial deposit when applying for a Visa credit card. Personal information includes full legal names, physical residence, and applicant’s phone number and Social Security Number, notes Bank of America.

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Full Answer

Providing one’s personal information is essential because federal law requires each financial institution to acquire, authenticate and store information regarding each account holder, according to Bank of America. Financial institutions also require applicants to state their nationality.

Some banks require that the applicants fund their card before use, as illustrated on OpenSky. After funding their account and choosing a credit limit, the applicants review the information they provided and accept the terms and conditions before submitting the information. Applicants can check their application status online.

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