Nationwide's Essential Plan single trip insurance plan covers trip cancellation, trip interruption, trip delay, and loss of baggage and personal effects, according to Nationwide's website. The plan also covers accident and sickness medical expense coverage and emergency medical evacuation. Optional additional features available for an added fee include accidental death and dismemberment coverage and rental car collision coverage.
The Prime Plan offers the same lines of coverage as a single plan, but its maximum limits are higher. As of 2016, the Essential Plan's trip cancellation maximum limit is $10,000, whereas Prime Plan's max is $30,000, as noted by Nationwide. For baggage and personal effects, the coverage limit for the Essential Plan limit is $500, whereas Prime Plan's is $2,000. All options and additional information appear on Nationwide's website.
Nationwide also offers cruise travel plans and annual travel plans available at three benefit tiers. All three cover 100 percent of nonrefundable trip cancellation costs. Trip interruption, missed connection, itinerary changes, emergency medical expenses, and baggage are all covered at varying levels.
Annual travel plans have three benefit tiers: Travel Pro Plan, Travel Plus Plan and Travel Pro Deluxe Plan, notes Nationwide. The annual plans cover trip delay, emergency medical expenses, emergency medical evacuation and lost luggage.