National banks operating in Florida include Seacoast National Bank, 1st National Bank of South Florida and City National Bank. In the United States, the U.S. Treasury's comptroller of currency charters national banks, and they serve as member banks of the Federal Reserve Bank.
Seacoast National Bank operates 46 offices in the United States as of 2015. It has $3 billion in assets and is one to the largest of Florida's community banks.
Chartered in 1932, 1st National Bank of South Florida operates seven branches. This community bank provides resources for businesses and individuals.
City National Bank of Florida traces its roots to North Shore Bank in 1946. Now serving several counties in Florida, the bank headquarters remain in Miami.
In many other countries, national banks are a part of the central bank, which the government controls. The United States banking system consists of many privately owned banks, operating under charters and insured by the Federal Deposit Insurance Corporation. These member banks participate in auctioning U.S. Treasury bonds.
National banks operating in Florida are a part of the Sixth Federal Reserve District, which has its main operations in Atlanta but also operates a branch in Miami. The Atlanta Federal Reserve Bank is one of 12 regional institutions in the United States and a part of the central bank of the United States.