A list of national banks includes Bank of America, Chase, Regions Bank, SunTrust and Wells Fargo. Others are BB&T, Citizens Bank, PNC and U.S. Bank. As of 2015, each of these banks has over 1,000 national locations, notes FindABetterBank.com.
Wells Fargo has the most branch locations nationwide of any other bank. As of 2015, there were 6,314 branches, reports USA Today. JP Morgan Chase has the second largest number of branches, with 5,682 nationwide locations. Bank of America comes in third, with just over 5,000 branches, followed by U.S. Bancorp, a subsidiary of U.S. Bank, and PNC Bank, with 3,238 and 2,821 branches nationwide, respectively.
Hawaii is the only state without any of the top five major bank branches, notes CNN Money. The reason for this is because it's more expensive for major banks to do business in Hawaii. One added expense includes hiring more staff to work 24 hours a day, since there is a five- to six-hour time difference between Hawaii and the East Coast. Another cost comes from shipping equipment such as ATMs.
Some smaller banks, such as BB&T, have a national presence but are only located in certain states. BB&T is primarily located in eastern and southern states, such as Alabama, Florida, Georgia, Maryland and Texas, to name a few.