As of 2015, customers can use the Chase QuickPay program to send and receive money at no charge, and no service fees are applied. Customers need a valid United States bank account and email address to utilize the service.
Both parties must be enrolled in Chase QuickPay to send or receive money. Enrollment is complimentary, and a Chase bank account or credit card account is not required.
Chase QuickPay keeps the program secure by not requiring users to enter a recipient's Social Security or account numbers. Payments made between Chase accounts for $500 or less are immediately available, and most other transactions arrive on the next business day.