According to Zacks Investment Research, the average U.S. savings account contains $5,923. This includes individual and joint savings accounts but not those managed by large groups or organizations. Therefore, it can be surmised that the average person has just short of $6,000 saved that they can access easily.
In addition to money in savings accounts, many individuals also have retirement savings. The amount of money in a retirement savings account varies significantly by age. According to Forbes, men between the ages of 25 and 54 have an average of $220,000 in their retirement savings accounts, while women have an average of $219,000.