Chase Bank charges a $12 monthly service fee as of 2015 to maintain its basic checking account known as Chase Total Checking, according to the Chase website. For premium checking accounts, such as Chase Premier Plus Checking and Chase Premier Platinum Checking, Chase Bank charges a $25 monthly service fee.
Chase Bank also offers Chase High School Checking and Chase College Checking accounts for students, both of which have a $6 monthly service fee. The bank waives the fees on these accounts if the account holder meets certain conditions specific to each account, according to the Chase website. For Chase Total Checking, the account holder must either receive $500 in direct deposits per month, maintain a $1,500 minimum daily balance, or maintain an average daily balance of $5,000 in qualifying linked accounts such as savings and investment accounts.