Insurance may cover between 15 and 50 percent of the average cost of dentures when they are medically necessary, according to CostHelper. Most dental insurance companies either partially or fully cover denture costs.
Dental insurance plans typically have a $1,000 per year cap on coverage, and denture costs usually exceed that limit, according to AmeriPlan Corporation. Discount dental plans are not insurance, but they offer patients hundreds of dollars of savings on dentures. As of 2015, Medicaid benefits for dentures vary from state to state, and states such as Maryland, Virginia and Mississippi do not cover dentures, according to the Kaiser Family Foundation. Medicare does not cover dentures, according to the Centers for Medicare & Medicaid Services.