Midland Funding LLC is a limited liability company that purchases unpaid consumer debt. It focuses on buying accounts in which consumers have made less than the minimum monthly payment or accounts in which there's an unpaid balance and no payments have been received for at least 180 days.
Midland Funding has its accounts serviced by Midland Credit Management, an affiliated company that specializes in handling past-due consumer debt. Midland Credit works with consumers to come up with payment plans based on their unique financial circumstances. The company is able to do this because of the long-term relationships it has with retailers and lending institutions across the United States.