What Are Some Medicare Part D Benefits Through AARP?


Quick Answer

As of 2016, benefits offered through Medicare Part D plans from AARP include low co-pays for prescriptions filled with the Preferred Retail Pharmacy network, a free 90-day supply of certain medications from OptumRx home delivery, and coverage for most commonly used medications. Two Medicare Part D plans are available, MedicareRx Saver Plus and MedicareRx Preferred, according to AARP. UnitedHealthcare insures both plans.

Continue Reading
Related Videos

Full Answer

One main difference between the two AARP Medicare Part D plans' benefits is the annual deductible, notes AARP. The MedicareRx Preferred plan has no deductible, while the MedicareRx Saver Plus plan has a $360 yearly deductible, as of 2016. The prescription drug co-pays also differ depending on plan and where the member lives. Both plans offer coverage gap benefits, so members do not pay more than a certain percentage for brand and prescription medications. The list of covered medications are also slightly different between the two plans.

Patients can choose Medicare Part D as a standalone plan or can sign up for it when enrolling in Medicare Part A and B. It is not automatically included with Medicare, states AARP. The choice between the two AARP Medicare Part D plans depends on an individual's location and required medications. Patients should confirm that plans they choose cover their medications. Enrollment occurs during the Medicare Open Enrollment period, when a patient turns 65 or enrolls in Medicare, or when a patient has a qualifying event, notes UnitedHealthcare.

Learn more about Health Insurance

Related Questions