Does Medicare Part B Have a Deductible?


The Medicare Part B deductible is $147 for 2015, according to Kiplinger. Once a patient satisfies the deductible, he is responsible for paying 20 percent coinsurance for covered services under traditional Medicare plans, states WebMD.

Medicare Part B covers medically necessary services, such as doctor's visits, surgery, laboratory tests and medical supplies, explains Medically necessary services are services or supplies necessary for diagnosis and treatment of a medical condition. Medicare Part B also covers preventive services, and if the provider accepts Medicare assignment, patients receive preventive services at no cost. Ambulance services, mental health treatment, durable medical equipment, second medical opinions prior to surgery, and some outpatient prescription drugs are examples of services Medicare covers. Medicare Part A covers hospital services, states WebMD.

Medicare is a health insurance program for people over age 65 and for younger people who are disabled, notes WebMD. Most people do not pay a monthly premium for Medicare Part A, but the majority of people must pay $104.90 per month for Medicare Part B. People with higher income levels pay higher premiums for Medicare Part B.

Medicare does not cover certain services, reports Long-term care, most dental care and dentures, hearing aids and routine foot care are some services that Medicare does not cover. Medicare also does not cover eye examinations for eyeglasses, acupuncture and cosmetic surgery.