How Are Medicare Benefits Cancelled for a Deceased Spouse?


Quick Answer

The Social Security Administration should be contacted as soon as possible after a spouse's death by calling the SSA toll-free number or by contacting a local Social Security Administration office. Most benefits are then automatically changed or cancelled accordingly. Benefits for a deceased person cannot be cancelled online.

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Full Answer

Funeral homes often report deaths to the Social Security Administration, and family may not need to so, ccording to the SSA. To file the report, the deceased person's Social Security number is required. Other benefits in addition to Medicare are usually impacted by a death, and surviving family members may be eligible for lump-sum payments or other benefits. Minor children, dependent parents and other family members may be eligible for survivor's benefits, explains the SSA.

Medicare suggests that the surviving spouse report the death to the SSA if the funeral home did not file a report. Survivor's benefits are typically based on the benefits for which the deceased qualified, explains the SSA. Survivors should automatically receive survivor's benefits if they already receive benefits on their spouse's record. Survivors who do not already receive benefits or only receive benefits on their own record should submit a separate application to the Social Security Administration after reporting the death.

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