How Do You Get Medicare Before the Age of 65?


Quick Answer

Individuals with certain types of disabilities may be eligible to receive Medicare before the age of 65. Typically, individuals who have applied for disability benefits receive Medicare after receiving those benefits for over 24 months, though ALS patients receive Medicare automatically, states Medicare.gov.

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Full Answer

All illnesses and underlying conditions, including physical disabilities, mental illnesses, dementia and other types of chronic conditions, are eligible for coverage through Medicare, according to the Center for Medicare Advocacy. While the government does use certain criteria to assess whether or not an individual is eligible to receive benefits, the type of condition that an individual has is not a factor. Likewise, Medicare benefits are not denied based on whether or not a condition cannot improve, whether an individual needs long-term care or whether an individual's disability only needs maintenance.

Typically, disabled individuals are eligible for Medicare because they are unable to work due to their condition, explains the Center for Medicare Advocacy. However, there are three time frames during which an individual's eligibility to keep her benefits may be assessed. These include the initial nine months after an individual finds a job, a 7 3/4-year period after an individual finds a job and an indeterminate period beyond that. An individual's eligibility to receive Medicare depends on whether she meets the standard medical definition of "disabled."

Individuals seeking Medicare due to their disability must first apply for Social Security Disability benefits, says the Center for Medicare Advocacy. They receive their Medicare at the appropriate point after they have received approval for disability benefits.

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